Asset Liability Management (ALM)

Features

Why Pioneer FCU Tops The Leader Boards In Share, Loan, And Member Growth

The Idaho credit union uses marketing, deposit, lending, and ALM strategies to increase member value.
Graph Of The Week

The Importance Of First Quarter Share Growth

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?
Credit Union Industry Commentary

5 Tips To Evaluate Asset Liability Management

Considerations to help any credit union assess its ALM policies, procedures, and management practices.
Features

Third Quarter 2016 Shares By The Numbers

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.
Features

3 Strategies To Manage Liquidity

In today’s changing and often-uncertain economic environment, balance sheet management is top-of-mind with credit union executives.
Features

Credit Unions Fund More Loans, Still Hold $350 Billion In Investments

Loan growth drives down balances while industry assets overall remain steady.
Features

Instantaneous Shock Analysis Provides Misleading IRR Results For Credit Unions

More plausible interest rate scenarios would better serve the industry in planning for rising rates.
Credit Union Industry Commentary

First Quarter 2015 Investment Review

This quarterly snapshot from TRUST Mutual Funds shows total investments at credit unions increased $14 billion since year-end 2014.
Credit Union Industry Commentary

RBC2: Member-Owners Get Burned Both Ways

Reserves are different from capital, and with RBC2, credit union members pay the price.
Features

Opportunities In The Lending Portfolio

Credit unions are on pace to break lending records set in 2012, but they need to recognize the reward and risk inherent in strong growth.

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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CreditUnions.com
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