New Year’s Resolution: Take More Risk
From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.
From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.
Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.
The movement’s membership base is growing. How are credit unions responding?
Lending is strong, asset quality is, too, as third quarter performance data rolls in.
Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.
As membership climbs higher, the variety and number of accounts members hold also rises.
First quarter lending at credit unions contributed to an expanding balance sheet.
Based on July traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Kemba’s automated indirect decisioning engine reduces the work load of human underwriters while improving the member experience.
Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.