Lending By The Numbers (2Q 2016)
Check out how the credit union loan portfolio fared in the first six months of 2016.
Check out how the credit union loan portfolio fared in the first six months of 2016.
This quarter, Credit Union Strategy & Performance is all about showing off successes and looking forward to the future.
The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”
What do jobs, houses, and autos say about the road ahead for credit unions?
SAIL increased automation and more than doubled the credit union’s monthly funded amounts.
How do credit unions in the Buckeye State stack up against regional peers?
How do financial cooperatives in the Lone Star State stack up against other credit unions?
The Texas credit union outsourced processing and funding services to bring in more business and members.
New car balances take up more of the portfolio, but big credit unions find big business in indirect lending.
Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.
Rev-Up For 2017