Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
A Brief Look At Trends In Automated Decisioning
November 14, 2016
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Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. What did it find?
Homeowner Trends In The United States
November 14, 2016
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HMDA data reveals who is, and who isn’t, taking out mortgages.
Day 1 Certainty Will Help Credit Unions Serve Customers
November 14, 2016
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Enhanced validation service and property inspection waivers will save credit unions’ borrowers time and money.
A Strategy To Borrow Responsibly And Save Sensibly
November 14, 2016
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Freedom First’s microloan program helps low-income members build credit and a nest egg.
How Credit Union Of America Increased Pull-Through Of TBD Applications By 52% In 3 Months
November 14, 2016
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Mortgage lending success in today’s marketplace begins with clear, timely communications with members.
Ask The Experts: Disparate Impact
November 14, 2016
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CRIF Achieve helps credit unions comply with fair lending regulations.
Getting To Yes, Mortgage Trends, And Payday Alternatives
November 14, 2016
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Four can’t-miss data points featured this week on CreditUnions.com.
GTE By The Numbers
November 7, 2016
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The team at GTE FCU managed the credit union through home prices declines and high unemployment.
Credit Union Mortgage Market Share Growth Outpaces Banks
November 7, 2016
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Four can’t-miss data points featured this week on CreditUnions.com.
Lending By The Numbers (2Q 2016)
November 7, 2016
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Check out how the credit union loan portfolio fared in the first six months of 2016.
A Brief Look At Trends In Automated Decisioning
Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. What did it find?
Homeowner Trends In The United States
HMDA data reveals who is, and who isn't, taking out mortgages.
Day 1 Certainty Will Help Credit Unions Serve Customers
Enhanced validation service and property inspection waivers will save credit unions’ borrowers time and money.
A Strategy To Borrow Responsibly And Save Sensibly
Freedom First’s microloan program helps low-income members build credit and a nest egg.
How Credit Union Of America Increased Pull-Through Of TBD Applications By 52% In 3 Months
Mortgage lending success in today’s marketplace begins with clear, timely communications with members.
Ask The Experts: Disparate Impact
CRIF Achieve helps credit unions comply with fair lending regulations.
Getting To Yes, Mortgage Trends, And Payday Alternatives
Four can't-miss data points featured this week on CreditUnions.com.
GTE By The Numbers
The team at GTE FCU managed the credit union through home prices declines and high unemployment.
Credit Union Mortgage Market Share Growth Outpaces Banks
Four can't-miss data points featured this week on CreditUnions.com.
Lending By The Numbers (2Q 2016)
Check out how the credit union loan portfolio fared in the first six months of 2016.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.