Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

Blogs

Members Are On The Move. Credit Unions Are Here For Them.

Accelerating membership growth signals the increasing influence of credit unions amid evolving interest rate trends and economic challenges.
Blogs

3 Ways Falling Rates Are Poised To Impact Credit Union Balance Sheets

Falling interest rates are changing the game for credit unions. Explore how potential shifts in lending, savings, and margins are set to affect the bottom ...
Blogs

Credit Unions Steady The Wheel In A Wobbly Year

Third quarter performance data is a reminder that credit unions perform best when conditions are hardest.
Features

3 Ways Credit Unions Ease Holiday Financial Stress

From cross-cooperative collaboration to well-timed relief products and services, credit unions are lightening the holiday budget burden.
Features

3 Ways Credit Unions Showed Up For Small Businesses In 2025

Amid a turbulent financial landscape, credit unions across the country stepped in with lending, grants, and community partnerships to support small businesses and entrepreneurs.

Competing Against Consumer Lending Fintechs with Strategic Tech Partnerships

Join ASAPP Financial Technology as they share how you can compete against Fintechs with strategic tech partnerships
Features

JetStream FCU Turns CDFI Funding Into Lifelines After Hurricane Maria

A pair of CDFI grants allowed the Florida-based credit union to help members restart their lives on the island or relocate to the United States.
Blogs

5 Takeaways From Trendwatch 3Q25

Despite economic uncertainty, credit unions and their members are displaying resilience through methodical improvement.
Partner Perspectives

AI Is Rewriting The Economics Of Banking

AI is removing friction from financial decisions, giving consumers more control over their money and forcing banks and credit unions to compete on real value. ...
Features

Affordable Housing Isn’t About Business. It’s About People.

NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out ...
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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