Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Mortgage Market Trends & How To Conduct Analysis With HMDA Data
August 6, 2020
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Join Callahan & Associates for a webinar on U.S. mortgage market trends and how to use the Home Mortgage Disclosure Act (HMDA) data in both Peer-to-Peer and MortgageAnalyzer for your credit union’s mortgage lending planning and analysis.
There’s No Place Like Home With A 12.5-Year Loan
August 5, 2020
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One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first responders.
Rehab, Rent, Sell: A 3-Part Strategy To Fight Foreclosures
August 3, 2020
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SECU rethinks REOs to create quality, affordable housing across the Tarheel State.
Buying A House Without A Spouse: Five Facts About Single Women Homebuyers
August 3, 2020
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Lack of knowledge about mortgage requirements is likely keeping some prospective women homebuyers from actively taking steps toward a purchase.
4 Ways To Analyze HMDA Data
August 3, 2020
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Peer-to-Peer from Callahan & Associates allows credit union leaders to analyze mortgage data as well as data from the 5300 Call Report on an institution level.
Trends In Vehicle Sales And Auto Financing During The Coronavirus Pandemic
July 27, 2020
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How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.
New Mortgage Opportunities Arise In Wake Of Pandemic Lending Restrictions
July 20, 2020
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Digital lending prowess can help credit unions leverage their built-in advantages as local institutions.
State Leaders In PPP Lending
July 20, 2020
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Which credit unions led their states in the number of Paycheck Protection Program loans funded?
Predictive Analytics In Play At BCU
July 13, 2020
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The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
A Better Member Experience Is Only A Text Message Away
July 13, 2020
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Four credit unions share insights from their text messaging initiatives.
Mortgage Market Trends & How To Conduct Analysis With HMDA Data
Join Callahan & Associates for a webinar on U.S. mortgage market trends and how to use the Home Mortgage Disclosure Act (HMDA) data in both ...
There’s No Place Like Home With A 12.5-Year Loan
One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first ...
Rehab, Rent, Sell: A 3-Part Strategy To Fight Foreclosures
SECU rethinks REOs to create quality, affordable housing across the Tarheel State.
Buying A House Without A Spouse: Five Facts About Single Women Homebuyers
Lack of knowledge about mortgage requirements is likely keeping some prospective women homebuyers from actively taking steps toward a purchase.
4 Ways To Analyze HMDA Data
Peer-to-Peer from Callahan & Associates allows credit union leaders to analyze mortgage data as well as data from the 5300 Call Report on an institution ...
Trends In Vehicle Sales And Auto Financing During The Coronavirus Pandemic
How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.
New Mortgage Opportunities Arise In Wake Of Pandemic Lending Restrictions
Digital lending prowess can help credit unions leverage their built-in advantages as local institutions.
State Leaders In PPP Lending
Which credit unions led their states in the number of Paycheck Protection Program loans funded?
Predictive Analytics In Play At BCU
The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
A Better Member Experience Is Only A Text Message Away
Four credit unions share insights from their text messaging initiatives.
Browse Topics
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a unique role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.
The Numbers Are Good. The Moment Is Hard.
William Hunt
Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.
Wages Are Growing. Wallets Are Not.
Sherry Virden
Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.
Credit Unions Are Having A Margin Moment
Tony Waltrich
Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.
Where Have All The Members Gone?
Omar Shalabi
Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
5 Takeaways From First Quarter Credit Union Performance Data
William Hunt
Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?