Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Loan Participations: Sharing Risk And Reward
March 1, 2020
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Loan participations are a proven way to address liquidity concerns and add some income. They can also be complicated, but there’s help.
From Texas To Tampa: How A Microloan Program Aims To Serve Small-Business Owners Across America
February 24, 2020
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A meeting between a socially minded lender in Texas and a credit union in Florida leads to an innovative microlending program with nationwide applicability.
Financial Wellness, Strategic Pillars, And Small Business Loans
February 24, 2020
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Five can’t-miss data points this week on CreditUnions.com.
Meet The Business Services & Lending Finalists For The 2020 Innovation Series
February 24, 2020
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Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Business Services & Lending category entries in our 2020 Innovation Series.
Meet The Member Experience Finalists For The 2020 Innovation Series
February 20, 2020
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These four innovators are pushing the envelope toward new levels of engagement and experience for credit union members.
Meet The Payments Finalists For The 2020 Innovation Series
February 18, 2020
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Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Payments category entries in our 2020 Innovation Series.
3 Takeaways From Trendwatch 4Q 2019
February 13, 2020
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The decade ends with the three most productive lending quarters in the history of the credit union movement. Plus, more can’t-miss insights from Callahan’s quarterly webinar.
The Power Of Proactivity
February 10, 2020
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Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Meet The Mobile/Digital Finalists For The 2020 Innovation Series
February 10, 2020
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These four innovators are pushing the envelope toward new levels of technological functionality in credit union land.
Conquering College Costs: How Credit Unions Can Help
February 10, 2020
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Most students and families make the big decision without expert advice and estimating tools. Here’s a better alternative.
Loan Participations: Sharing Risk And Reward
Loan participations are a proven way to address liquidity concerns and add some income. They can also be complicated, but there’s help.
From Texas To Tampa: How A Microloan Program Aims To Serve Small-Business Owners Across America
A meeting between a socially minded lender in Texas and a credit union in Florida leads to an innovative microlending program with nationwide applicability.
Financial Wellness, Strategic Pillars, And Small Business Loans
Five can't-miss data points this week on CreditUnions.com.
Meet The Business Services & Lending Finalists For The 2020 Innovation Series
Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Business Services & Lending category entries in ...
Meet The Member Experience Finalists For The 2020 Innovation Series
These four innovators are pushing the envelope toward new levels of engagement and experience for credit union members.
Meet The Payments Finalists For The 2020 Innovation Series
Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Payments category entries in our 2020 Innovation ...
3 Takeaways From Trendwatch 4Q 2019
The decade ends with the three most productive lending quarters in the history of the credit union movement. Plus, more can’t-miss insights from Callahan’s quarterly ...
The Power Of Proactivity
Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.
Meet The Mobile/Digital Finalists For The 2020 Innovation Series
These four innovators are pushing the envelope toward new levels of technological functionality in credit union land.
Conquering College Costs: How Credit Unions Can Help
Most students and families make the big decision without expert advice and estimating tools. Here’s a better alternative.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.