Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Protecting Your Portfolio From Delinquent Auto Loan Accounts
February 3, 2020
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Now is the time to evaluate your credit union’s collections operation.
2020 Lending/LOS Vendor Showcase
February 3, 2020
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Looking for new lending or LOS solutions? Check out these featured credit union suppliers.
Indirect Lending Growth Tails Off Sharply
February 3, 2020
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Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Loan Balances Vs. Originations: A Tale Of The Tape
February 3, 2020
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Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in the three months ending September 2019.
Credit Unions Are Leading The Way In USDA Lending
January 28, 2020
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A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.
How Green Can You Go? VSECU Is All-In On Energy-Savings Lending.
January 28, 2020
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Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.
Tried-And-True Tips To Serve A Niche Community
January 28, 2020
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The CEO of Everence FCU shares why the cooperative’s mission is more relevant to a broader group of consumers than ever before.
4 Factors To Watch For This Homebuying Season
January 27, 2020
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Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
Losing The ‘Loan,’ Learning From Blackrock, And Leadership In The Tar Heel State
January 21, 2020
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Five can’t-miss data points this week on CreditUnions.com.
Look Past ‘Lending’ To Boost Business Relationships
January 14, 2020
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STCU’s business and commercial services department is working to provide a full relationship that takes into account deposits and other needs as much as loan balances.
Protecting Your Portfolio From Delinquent Auto Loan Accounts
Now is the time to evaluate your credit union’s collections operation.
2020 Lending/LOS Vendor Showcase
Looking for new lending or LOS solutions? Check out these featured credit union suppliers.
Indirect Lending Growth Tails Off Sharply
Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Loan Balances Vs. Originations: A Tale Of The Tape
Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in ...
Credit Unions Are Leading The Way In USDA Lending
A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.
How Green Can You Go? VSECU Is All-In On Energy-Savings Lending.
Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.
Tried-And-True Tips To Serve A Niche Community
The CEO of Everence FCU shares why the cooperative’s mission is more relevant to a broader group of consumers than ever before.
4 Factors To Watch For This Homebuying Season
Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
Losing The ‘Loan,’ Learning From Blackrock, And Leadership In The Tar Heel State
Five can't-miss data points this week on CreditUnions.com.
Look Past ‘Lending’ To Boost Business Relationships
STCU’s business and commercial services department is working to provide a full relationship that takes into account deposits and other needs as much as loan ...
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.