Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Developing The Right Preowned Sales Strategy To Enhance Profits
November 4, 2019
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Current vehicle sales trends signal shifts in consumer preferences.
Outsourced Collections Halloween Horror Stories
November 4, 2019
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Properly vetting third-party collectors can ensure laws are followed and members are treated fairly.
Self-Service, Niche Communities, And Asset Quality
October 28, 2019
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Five can’t-miss data points this week on CreditUnions.com.
How To Loan More With Less Risk
October 28, 2019
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Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Are Your Loans Good For Members?
October 28, 2019
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An examination of three economic indicators helps credit unions evaluate whether their loan strategy is good for individual members as well as the overall membership.
Mortgage Market Trends & How To Use MortgageAnalyzer
October 22, 2019
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Watch this webinar for an analysis of mortgage trends based on the newly released HMDA data, and how you can use Callahan software to gain insight into your own market.
Inside Sound Credit Union’s Much-Debated Bank Acquisition
October 21, 2019
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With credit union acquisitions of banks on the rise, the ABA has gone on the offensive. Sound CU shares why its recent purchase of The Bank of Washington makes good business sense and its strategies for onboarding former bank customers, employees, loans, and more.
Bank Buying, Sustainable Living, HMDA Data
October 21, 2019
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Five can’t-miss data points this week on CreditUnions.com.
Mortgage Market Share By Age Range: What Does The Data Show?
October 21, 2019
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Credit unions excel in open-ended mortgage lending but lose their share of this niche market as borrowers age.
How A Florida Credit Union Mixes Business With Business
October 15, 2019
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Community First’s referral partnership with its local university small business center mixes money with mission.
Developing The Right Preowned Sales Strategy To Enhance Profits
Current vehicle sales trends signal shifts in consumer preferences.
Outsourced Collections Halloween Horror Stories
Properly vetting third-party collectors can ensure laws are followed and members are treated fairly.
Self-Service, Niche Communities, And Asset Quality
Five can't-miss data points this week on CreditUnions.com.
How To Loan More With Less Risk
Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Are Your Loans Good For Members?
An examination of three economic indicators helps credit unions evaluate whether their loan strategy is good for individual members as well as the overall membership.
Mortgage Market Trends & How To Use MortgageAnalyzer
Watch this webinar for an analysis of mortgage trends based on the newly released HMDA data, and how you can use Callahan software to gain ...
Inside Sound Credit Union’s Much-Debated Bank Acquisition
With credit union acquisitions of banks on the rise, the ABA has gone on the offensive. Sound CU shares why its recent purchase of The ...
Bank Buying, Sustainable Living, HMDA Data
Five can't-miss data points this week on CreditUnions.com.
Mortgage Market Share By Age Range: What Does The Data Show?
Credit unions excel in open-ended mortgage lending but lose their share of this niche market as borrowers age.
How A Florida Credit Union Mixes Business With Business
Community First’s referral partnership with its local university small business center mixes money with mission.
Browse Topics
What Makes Good AI Policy? Start With Curiosity And Accountability.
Marc Rapport
As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.
Governance And Guardrails Help Credit Unions Navigate AI
Aaron Passman
How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.
What’s In A Name: Chief AI Officer
Aaron Passman
As Hudson Valley Credit Union’s artificial intelligence chief, Preetha Sekharan holds a rare role in the industry, but it’s one that is likely to become far more common in the future.
All Eyes On AI
Aaron Passman
Artificial intelligence for credit unions has moved from a future concept to today’s full-fledged leadership and governance challenge.
The Callahan Guide To The 2026 Final Four
Tony Waltrich
What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
Savana Morie
By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
How Does BCU Put AI Policy Into Practice?
Marc Rapport
AI governance matters as much as innovation when it comes to AI. Learn how BCU built an AI practice that prioritizes data integrity, risk management, and real world decision making.