Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
To Power More Purchases, Try A Realtor Rebate
December 12, 2018
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A self-built program at Silver State Schools gives homebuyers a break and provides realtors another avenue to source clients.
Mortgages By The Numbers (3Q18)
December 11, 2018
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First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.
New Year’s Resolution: Help Members Live Life Fully
December 10, 2018
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USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.
New Year’s Resolution: Take More Risk
December 10, 2018
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From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.
6 Graphs About Revenue In The Third Quarter Of 2018
December 10, 2018
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Credit unions covered their operating expenses with net interest income alone for the first time in seven years.
Best Of November 2018
December 3, 2018
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Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Giving Thanks, Black Friday Lending, And Grant Funding
November 19, 2018
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Six can’t-miss data points this week on CreditUnions.com.
A Black Friday Special That Meets Yearlong Needs
November 19, 2018
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Members Advantage Community Credit Union’s holiday loan meets member needs over the holiday season and uncovers opportunities for credit building all year long.
South Carolina FCU Doesn’t Wait For Small Business Saturday
November 16, 2018
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The Palmetto State cooperative encourages small businesses to think big with banking, management, and consulting services.
3 Takeaways From Trendwatch 3Q 2018
November 15, 2018
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Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.
To Power More Purchases, Try A Realtor Rebate
A self-built program at Silver State Schools gives homebuyers a break and provides realtors another avenue to source clients.
Mortgages By The Numbers (3Q18)
First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.
New Year’s Resolution: Help Members Live Life Fully
USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.
New Year’s Resolution: Take More Risk
From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.
6 Graphs About Revenue In The Third Quarter Of 2018
Credit unions covered their operating expenses with net interest income alone for the first time in seven years.
Best Of November 2018
Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Giving Thanks, Black Friday Lending, And Grant Funding
Six can't-miss data points this week on CreditUnions.com.
A Black Friday Special That Meets Yearlong Needs
Members Advantage Community Credit Union's holiday loan meets member needs over the holiday season and uncovers opportunities for credit building all year long.
South Carolina FCU Doesn’t Wait For Small Business Saturday
The Palmetto State cooperative encourages small businesses to think big with banking, management, and consulting services.
3 Takeaways From Trendwatch 3Q 2018
Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.
Browse Topics
What Makes Good AI Policy? Start With Curiosity And Accountability.
Marc Rapport
As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.
Governance And Guardrails Help Credit Unions Navigate AI
Aaron Passman
How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.
What’s In A Name: Chief AI Officer
Aaron Passman
As Hudson Valley Credit Union’s artificial intelligence chief, Preetha Sekharan holds a rare role in the industry, but it’s one that is likely to become far more common in the future.
All Eyes On AI
Aaron Passman
Artificial intelligence for credit unions has moved from a future concept to today’s full-fledged leadership and governance challenge.
The Callahan Guide To The 2026 Final Four
Tony Waltrich
What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
Savana Morie
By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
How Does BCU Put AI Policy Into Practice?
Marc Rapport
AI governance matters as much as innovation when it comes to AI. Learn how BCU built an AI practice that prioritizes data integrity, risk management, and real world decision making.