How Funding Is The Key To Maintaining Robust Lending Portfolios
Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.
Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.
After Bitterroot Community FCU in Montana opened a new branch, it posted a 21.2% increase in new members.
Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?
If prospective members can’t easily determine whether they are eligible to join a credit union, they’ll lose patience and interest.
BCU uses spreadsheet ciphering to identify potential new employee group partners while KCT relies on shoe leather.
A new approach to member service helps credit unions better understand the underlying needs of members and serve them more effectively.
The need for credit unions has perhaps never been greater for the average American household.
Leading contact center providers offer a few ins and outs of the most popular metrics financial institutions use to measure performance.
52% of credit union members are using social media – why your credit union should have a social media strategy.
Five can’t-miss data points featured this week on CreditUnions.com.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The Secret Behind Member Behavior