Best Of February 2019
Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.
A self-built program at Silver State Schools gives homebuyers a break and provides realtors another avenue to source clients.
First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.
Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.
The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.
Homebuying can be scary. Jeanne D’Arc’s housewarming parties help members cut loose and celebrate a new stage of life.
First quarter lending at credit unions contributed to an expanding balance sheet.
How BECU uses Fannie Mae HomeReady Mortgage program and financial education to enable members to buy their homes.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.