Whatever The Niche Might Be
August 7, 2019
No Comments
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Niche Lending
A Fast Loan When Members Need Money Now
August 5, 2019
No Comments
The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.
Funding Job Training With A Twist
July 1, 2019
No Comments
A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.
How CapEd Credit Union Helps Members Keep Cool Without Credit
April 1, 2019
No Comments
The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.
Revenue Gains And Co-Working Spaces
March 25, 2019
No Comments
Four can’t-miss data points this week on CreditUnions.com.
The NCUA’s Taxi Medallion Vendetta Threatens All Credit Unions
January 25, 2019
No Comments
The regulator’s war on concentration risk belies the reality that all credit unions have niches and concentrations, and it’s an excuse not to creatively seek workouts in the cooperative spirit.
Reward Card Retention, Small-Dollar Loans, And Lending By The Numbers
August 6, 2018
No Comments
Five can’t-miss data points this week on CreditUnions.com.
5 Small Loans That Make A Big Difference
August 6, 2018
No Comments
A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.
How To Harness The Energy In Solar Lending
April 18, 2018
No Comments
In just four years, San Diego Metropolitan Credit Union has funded more than $75 million in energy-efficient home solar voltaic systems.
How High-Risk Lending Reaps Rewards
July 24, 2017
No Comments
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Whatever The Niche Might Be
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
A Fast Loan When Members Need Money Now
The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.
Funding Job Training With A Twist
A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.
How CapEd Credit Union Helps Members Keep Cool Without Credit
The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.
Revenue Gains And Co-Working Spaces
Four can't-miss data points this week on CreditUnions.com.
Reward Card Retention, Small-Dollar Loans, And Lending By The Numbers
Five can’t-miss data points this week on CreditUnions.com.
5 Small Loans That Make A Big Difference
A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.
How To Harness The Energy In Solar Lending
In just four years, San Diego Metropolitan Credit Union has funded more than $75 million in energy-efficient home solar voltaic systems.
How High-Risk Lending Reaps Rewards
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Browse Topics
Loan Trends In 2Q24
Andrew Lepczyk
Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?
Macroeconomic Indicators In 2Q24
Andrew Lepczyk
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making for the rest of the year.
As Indirect Lending Falls, So Goes Auto Market Share
Sherry Virden
Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Better Rates And Service Mean Extra Costs For Credit Unions
Trace Jerrett
Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.
5 Graphs That Explain Today’s Investment Portfolio
Roman Ojala
Credit unions are reigniting investment strategies amid rate shifts and slowing loan demand.
3 Reasons To Include Student Lending In Your 2025 Plan
CU Student Choice
The need for responsible higher education financing continues to grow, and your credit union has an opportunity to provide affordable, flexible funding for college and technical careers.
Buy Now, Pay Later: Fad Or The Future?
Savana Morie
BNPL programs have become a key player in the financial landscape, with some credit unions adopting their own version for their members.
6 Reasons Credit Unions Are Selling Their Credit Card Portfolios
Timothy Kolk
Market pressures and compliance challenges are just two variables pushing cooperatives to hand off their card operations.
It’s Time To Rethink Credit Card Rewards
Marc Rapport
How credit card reward programs drive business and loyalty at Alliant and Affinity credit unions.
Members Want BNPL. How Will You Respond?
Savana Morie
A March 2024 study determined Buy Now, Pay Later tools are among the top features consumers want from their payments options.
The NCUA’s Taxi Medallion Vendetta Threatens All Credit Unions