Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Maximizing Growth and Member Engagement With Instant Payments

With over 200 credit unions now on the RTP® network, credit unions are figuring out how to integrate these solutions to enhance their member relationships and improve their offerings. So, how can instant payments drive growth, deepen relationships with members and small businesses, and generate new revenue streams? This Callahan-hosted panel discussion features Keith Gray,

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Trends In Payments Technology

Roughly 40% of users say a poor digital experience reduces how often they bank at a financial institution, but enhancements in technology don’t stop with digital environments.

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Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?

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Features

The Fed Is Making Moves. How Are Credit Unions Responding?

Three industry leaders talk shop about strategies to navigate dropping interest rates and economic uncertainty.

Maximizing Growth and Member Engagement With Instant Payments

With over 200 credit unions now on the RTP® network, credit unions are figuring out how to integrate these solutions to enhance their member relationships ...
Partner Perspectives

Trends In Payments Technology

Roughly 40% of users say a poor digital experience reduces how often they bank at a financial institution, but enhancements in technology don’t stop with ...
Partner Perspectives

The Financial Impacts Of Credit Card Fraud

Ensuring payment solutions employ robust fraud detection and enhanced security helps mitigate instances of data exposure and loss.
Features

Transcend’s Teen Account Banks On The Future

A mix of account features, parental involvement, and financial education are all helping the Kentucky cooperative narrow its generation gap.
Blogs

Americans Aren’t Ready For Retirement. Credit Unions Can Help.

A new YouGov study indicates only one-third of consumers expect to have enough money saved for retirement by age 65, and virtually no one is ...
Industry Insights

Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?
Features

Buy Now, Pay Later: Fad Or The Future?

BNPL programs have become a key player in the financial landscape, with some credit unions adopting their own version for their members.
Credit Union Industry Commentary

6 Reasons Credit Unions Are Selling Their Credit Card Portfolios

Market pressures and compliance challenges are just two variables pushing cooperatives to hand off their card operations.
Features

It’s Time To Rethink Credit Card Rewards

How credit card reward programs drive business and loyalty at Alliant and Affinity credit unions.
Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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