Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

What’s Job No. 2?

CreditUnions.com is all-in on growth and marketing this week, spotlighting real-world strategies that help cooperatives serve members for life, invest in people, expand their impact, and more.

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5 Takeaways From Trendwatch 4Q25

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of many topics discussed during Callahan’s quarterly Trendwatch webinar.

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140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

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Partner Perspectives

The Strategic Case For Rethinking Credit Card Issuing

The credit unions that will win the next decade of card growth are those that treat credit cards not as one time product launches but ...
Blogs

What’s Job No. 2?

CreditUnions.com is all-in on growth and marketing this week, spotlighting real-world strategies that help cooperatives serve members for life, invest in people, expand their impact, ...
Blogs

The Affordability Crisis Is Reshaping Credit Union Balance Sheets

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan ...
Partner Perspectives

Credit Unions At A Crossroads: Shifts, Risks, And Opportunities

A radical shift is taking place in the way consumers move money and engage with their financial institution.
Blogs

5 Takeaways From Trendwatch 4Q25

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of ...
Features

A Small Match Builds Big Emergency Savings At Lake Trust

A program to help staffers improve their savings skills generated more than $200,000 in deposits and helped change participants’ financial habits.
Blogs

140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Blogs

What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
Partner Perspectives

Simplify Credit Card Issuing For Sustainable Growth

How can credit unions stay true to their mission while evolving to meet modern needs?
Features

3 Popular Case Studies From 2024: Where Are They Now?

CreditUnions.com revisits three credit unions to learn how their strategies have evolved since their original spotlight and see what's in store for the future.
Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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