Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

NCUA’s New NSF/OD Fee Reporting

As of 1Q24, the National Credit Union Association (NCUA) now requires credit unions over $1B in assets to report total income earned through NSF and Overdraft (OD) fees. This new mandate highlights regulator’s increasing focus on NSF/OD fee policy, and brings a wave of questions and concerns for credit union leaders charged with managing their

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Features

What’s In A Name: Chief Deposit Officer

Emilio Cooper brings a comprehensive approach to deposit growth at Bethpage FCU, moving from a one-size-fits-all method to a more nuanced strategy.
Blogs

NCUA’s New Fee-Reporting Rules: Your Questions Answered

With “junk fees” in the crosshairs in Washington, Callahan takes a deep dive into how that revenue impacts the balance sheet and what the future ...
Features

Beating The Odds With Business Checking

Greenwood and Metro Credit Unions are both reporting deposit growth far above the industry average, thanks in part to a focus on commercial accounts.

NCUA’s New NSF/OD Fee Reporting

As of 1Q24, the National Credit Union Association (NCUA) now requires credit unions over $1B in assets to report total income earned through NSF and ...
Partner Perspectives

Credit Cards Can Help Engage Members

A strong credit card program is an opportunity to meet member needs and build deeper relationships.
Graph Of The Week

Share Draft And Auto Loan Penetration Jump Substantially

Penetration growth is uneven across product lines, with share draft and auto loans blazing a trail in the past decade while other products remain stagnant.
Blogs

Macroeconomic Indicators To Watch In 2024

Six data points showcase what's happening in the larger economy that could direct credit union decision-making for the rest of the year.
Partner Perspectives

Innovative Card Solutions Enhance Member Engagement And Deliver Exceptional Value

A Q&A with the credit card manufacturing company reveals skills and best practices that set it apart.
Industry Insights

3 Asset Quality Metrics That Matter

With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Features

True Sky’s Blueprint For Internal And External Change Management

The Oklahoma credit union is deploying new tools that change the game for its staff and its mission-based membership strategies.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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