With second quarter data now available, COVID-19’s impact on industrywide metrics is more apparent. Discover how credit union balance sheets are shifting and other key insights from Callahan’s quarterly webinar.
A locked-down economy combined with volatile changes in monetary policy put lenders in a difficult position in the first quarter of 2020, as total revenue growth slowed as sources of income shifted away from interest-driven streams.
This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.
General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income statements.
Credit unions report improved earnings following 2018 rate cuts. However, increased expenses put downward pressure on margins.
Earnings growth extended into the second quarter as cooperatives reported higher net interest income than operating expenses for the second consecutive period.
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Credit unions reaped the benefits of upward rate movement and the associated repricing benefits for new loan originations in 2018.
Largely a result of rising loan demand and interest rate trends, the amount of income generated at credit unions expanded throughout 2018.
As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
Stablecoins, AI, and open banking — CreditUnions.com has the lowdown on what’s working and what’s coming in the payments space.
Credit union leaders share how they’re navigating the fast lane of payments innovation — balancing speed, trust, and tech to meet rising member expectations.
Credit union leaders share how they’re navigating the fast lane of payments innovation—balancing speed, trust, and tech to meet rising member expectations.
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Modern check processing strengthens trust, cuts costs, and fights fraud. Credit unions can boost efficiency and member service by replacing outdated systems with secure, real-time infrastructure.
Agent credit card programs offer a scalable, low-risk way to deliver competitive products and cutting-edge technology that enhances member experience and drives growth.
In a rapidly evolving payments landscape, Gen Z prefers simpler, frictionless systems.
Instant loan funding is transforming credit union lending — boosting speed, operational efficiency, and member satisfaction while enabling real-time access to capital, anytime, anywhere.
Real-time payments are no longer optional. Discover how faster rails are helping credit unions boost engagement and meet rising member expectations.
Todd Link is redefining member service at Dupaco Community Credit Union, blending risk expertise with operational leadership to deliver secure, seamless, member-focused experiences.