Income

Industry Insights

5 Takeaways From Trendwatch 2Q 2022

Macroeconomic shifts drove changes in member demand, which impacted top-level credit union metrics.

Features

For Patelco, Growth Is The Icing On The Cupcake

A new shared location with a popular cupcake shop has reversed the credit union’s fortunes in San Ramon, CA, where one branch is now serving members better than two were previously.

Graph Of The Week

Credit Union Revenue Inches Up

Strong loan growth combined with increased investment and fee income helped propel credit union net income during the first quarter.

Features

2 Ways To Approach Fee Relief For Members

United FCU offers support by reducing overdraft and NSF fees; Amplify flat-out eliminates them.

Features

How Being ‘Unapologetically Different’ Helped Buckeye State’s Turnaround

A focus on reining in costs and changing organizational culture have transformed the Ohio-based institution.

Industry Insights

3 Takeaways From Trendwatch 3Q 2021

Credit union success on the balance sheet and income statement in the third quarter is creating new opportunities for future impact.

Industry Insights

3 Takeaways From The First Quarter Of 2021

The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.

Industry Insights

Industry Trends: Earnings (4Q20)

Credit union earnings rebounded toward the end of the year as industry players find a way to adapt their business models to a changing economic landscape.

Industry Insights

Credit Union Earnings And Capital In The Third Quarter Of 2020

Concerned with cooperative values and not stock prices, credit unions have sacrificed short-term earnings to bolster reserves and give members a break on fees.

CUSP Archives

Industry Trends: Earnings (2Q20)

Due to economic lockdowns and government relief efforts, in the second quarter financial institutions had to develop creative strategies to generate revenue.

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