Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
A confluence of major factors have resulted in some of the weakest share growth in several years.
Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.
If history is a guide, the average yield on loans will take time to adjust to the sharp increases in the federal funds rate.
A map of the United States shows where credit unions dominate in different areas of the loan portfolio.
In honor of International Credit Union Day, a look at how credit union dividends have shifted over time and why a rebound might be just around the corner.
High inflation and low unemployment are clashing, resulting in economic pessimism that hasn’t been seen in more than a decade.
After a pandemic-era spike, American consumers are saving at a lower rate than they have in over a decade.
The number of neobanks launching around the world has fallen significantly, but that doesn’t mean fintech adoption rates are following suit.
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
How can credit unions stay true to their mission while evolving to meet modern needs?
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.