Industry Insights

Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?

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Graph Of The Week

Who’s Using AI? It Depends On The Department.

The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
Blogs

Industry Snapshot: Credit Union Fields Of Membership

Multiple common bond and community charters comprise the majority of the industry, but niche fields of membership boast some of the largest institutions.
Blogs

50 Basis Points. No Unanimous Agreement.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

AI Isn’t Just For Business. Fraudsters Love It, Too.

When it comes to AI and ChatGPT, the intelligence might be artificial but the fraud is real.
Blogs

Americans Aren’t Ready For Retirement. Credit Unions Can Help.

A new YouGov study indicates only one-third of consumers expect to have enough money saved for retirement by age 65, and virtually no one is ...
Blogs

More Branches, But Smaller And Smarter

Cooperatives are expanding branch networks as banks of all sizes pull back from brick-and-mortar.
Industry Insights

Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?
Blogs

Macroeconomic Indicators In 2Q24

Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making for the rest of the year.
Blogs

As Indirect Lending Falls, So Goes Auto Market Share

Credit unions have made the choice to back away from indirect auto lending, but that has come with a substantial opportunity cost.
Blogs

Better Rates And Service Mean Extra Costs For Credit Unions

Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.

CreditUnions.com Top Picks For 2025

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.

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