It Takes Time For Loan Portfolios To Reprice
October 31, 2022
No Comments
If history is a guide, the average yield on loans will take time to adjust to the sharp increases in the federal funds rate.
Blogs
Which States Have The Highest Credit Union Real Estate Penetration?
October 24, 2022
No Comments
A map of the United States shows where credit unions dominate in different areas of the loan portfolio.
Impact Strategies From October 2022
October 24, 2022
No Comments
A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
Fed Shows No Sign Of Relenting As Inflation Persists
October 15, 2022
No Comments
Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
There’s No Wrong Way To Make An Impact
October 15, 2022
No Comments
Three simple steps to make a difference and measure your credit union’s impact.
Dividends Have Slipped, But Is A Turnaround On The Horizon?
October 15, 2022
No Comments
In honor of International Credit Union Day, a look at how credit union dividends have shifted over time and why a rebound might be just around the corner.
Consumer Sentiment Slides Amid Recession Fears
October 10, 2022
No Comments
High inflation and low unemployment are clashing, resulting in economic pessimism that hasn’t been seen in more than a decade.
Personal Savings Rate Plummets
October 9, 2022
No Comments
After a pandemic-era spike, American consumers are saving at a lower rate than they have in over a decade.
Impact Strategies From September 2022
September 26, 2022
No Comments
A look inside strategies and programs that are helping credit unions of all sizes make a difference in the communities they serve.
Neobank Growth Slips After 2020 Peak
September 19, 2022
No Comments
The number of neobanks launching around the world has fallen significantly, but that doesn’t mean fintech adoption rates are following suit.
It Takes Time For Loan Portfolios To Reprice
If history is a guide, the average yield on loans will take time to adjust to the sharp increases in the federal funds rate.
Which States Have The Highest Credit Union Real Estate Penetration?
A map of the United States shows where credit unions dominate in different areas of the loan portfolio.
Impact Strategies From October 2022
A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
Fed Shows No Sign Of Relenting As Inflation Persists
Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
There’s No Wrong Way To Make An Impact
Three simple steps to make a difference and measure your credit union’s impact.
Dividends Have Slipped, But Is A Turnaround On The Horizon?
In honor of International Credit Union Day, a look at how credit union dividends have shifted over time and why a rebound might be just ...
Consumer Sentiment Slides Amid Recession Fears
High inflation and low unemployment are clashing, resulting in economic pessimism that hasn’t been seen in more than a decade.
Personal Savings Rate Plummets
After a pandemic-era spike, American consumers are saving at a lower rate than they have in over a decade.
Impact Strategies From September 2022
A look inside strategies and programs that are helping credit unions of all sizes make a difference in the communities they serve.
Neobank Growth Slips After 2020 Peak
The number of neobanks launching around the world has fallen significantly, but that doesn’t mean fintech adoption rates are following suit.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.