Earnings By The Numbers (3Q18)
ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.
ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.
Credit unions covered their operating expenses with net interest income alone for the first time in seven years.
Five can’t-miss data points this week on CreditUnions.com.
Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.
Test your knowledge of third quarter industry trends with this quiz on earnings by Callahan & Associates.
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
Five can’t-miss data points this week on CreditUnions.com.
Insight into the drivers of 1Q18’s revenue growth.
Five can’t-miss data points this week on CreditUnions.com.
Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.