First Mortgages

Features

Manufactured Homes Help Close The Housing Affordability Gap

Lower prices and better amenities are making pre-built homes an appealing option for credit unions looking to bolster their balance sheet and borrowers stymied by ...
Blogs

The Affordability Crisis Is Reshaping Credit Union Balance Sheets

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan ...
Features

5 Tucson Credit Unions Join Forces For Affordable Housing

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Blogs

Credit Union Asset Quality In 4Q 2024

Delinquency and charge-offs are up for credit unions. Does that spell trouble, or is it an opportunity to help members in need?
Features

A Creative Mortgage Solution Helps Members Move Forward

Wings Financial’s member-focused approach to lending helps it tackle high mortgage rates.
Features

Best Of 2024: Building Vibrant Communities

Credit unions in 2024 leveraged data, mobile branches, and innovative housing solutions to empower underserved communities, foster diversity, and create lasting member connections.
Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
Features

Mortgages For The Military, Members For Life

Credit union leaders share how they navigate a successful VA loan program and address challenges veterans face.
Features

How To Help Gen Z Combat The ‘Vibecession’

The economy feels pretty bleak to young consumers, with homeownership seeming permanently out of reach. Some credit unions are taking steps to combat that pessimism.
Features

Millennials Are Driving Mortgage Growth At These Credit Unions

Discover how Liberty FCU and Veridian Credit Union are successfully increasing mortgage portfolios with strategies tailored to Gen Z and millennials.

Exit Interview: Deb Vollmer

The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.

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