Credit Union Asset Quality In 4Q 2024
Delinquency and charge-offs are up for credit unions. Does that spell trouble, or is it an opportunity to help members in need?
Delinquency and charge-offs are up for credit unions. Does that spell trouble, or is it an opportunity to help members in need?
Wings Financial’s member-focused approach to lending helps it tackle high mortgage rates.
Credit unions in 2024 leveraged data, mobile branches, and innovative housing solutions to empower underserved communities, foster diversity, and create lasting member connections.
Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn’t fare well for revolving products.
Credit union leaders share how they navigate a successful VA loan program and address challenges veterans face.
The economy feels pretty bleak to young consumers, with homeownership seeming permanently out of reach. Some credit unions are taking steps to combat that pessimism.
Discover how Liberty FCU and Veridian Credit Union are successfully increasing mortgage portfolios with strategies tailored for Gen Z and millennials.
From sky-high housing prices to increased credit card spending and beyond, these are the prime factors influencing today’s lending landscape.
A partnership with United Ways of Iowa is uncovering insights about employed community members who struggle under limited assets and constrained income.
Penetration growth is uneven across product lines, with share draft and auto loans blazing a trail in the past decade while other products remain stagnant.
Credit union strategy leaders are embracing uncertainty, rethinking relevance, and getting cozy with discomfort as they plan for 2030 and beyond.
This installment of “CEO Onboarding” touches base with an industry veteran to discuss starting out young in the credit union movement and being present for members’ milestone moments.
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Two cooperatives share how they elevate employee engagement in a high-pressure, high-stakes contact center setting.
Crack the code to outsmart, not outspend, competitors with a marketing segmentation playbook that turns guesswork into growth.
A year after launching its HUSTL digital banking brand, the Arizona-based credit union has revamped its approach.
Congress is considering new legislation around cryptocurrency, and these new tools could have profound implications for the industry.
A partnership with the Institute of Gerontology at Wayne State University has helped the credit union reduce reports of elder fraud by as much as 50%.
Faced with post-pandemic talent challenges, Desert Financial put a new spin on gathering and responding to employee feedback.
From employee engagement to community impact and beyond, these are the initiatives credit unions must focus on to stay aligned and prepared for the challenges ahead.