Fostering Financially Strong Credit Unions

Features

Term Limits Build Governance Prowess At A Minnesota Credit Union

A new board strategy at Affinity Plus FCU results in new levels of engagement and diversity.
Features

First Harvest Takes Charge Of Member Experience

The credit union jettisoned an outsourcing arrangement and hired more than 20 call center employees to unify retail and direct banking under a single member ...
Graph Of The Week

Rising Interest Rates Are Good For Something

Revenue per member has soared despite an industrywide slowdown in membership growth.
Features

How Credit Union Risk Managers Are Addressing AI Threats

Risks are evolving as rapidly as the technology. Here’s how some cooperative leaders are coping.
Graph Of The Week

For Good Governance, Make The Board Aware Of Liquidity Risk

Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Features

Innovation … One Hack At A Time

Cross-department teams solve procedural challenges in 48 hours at Patelco Credit Union.
Industry Insights

Interest Margins Are Up. ROA Is Not.

Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.
Industry Insights

High Rates + Costly Assets = Slow Lending

Following years of elevated output, lending returned to historic norms in 2023.
Features

Big Data Is Driving Big Insights At Community First

One year into its analytics journey, data drivers and dashboard designers are helping the Sunshine State cooperative tackle business better.
Blogs

5 Takeaways From Trendwatch 2023

What might performance in 2023 mean for 2024?
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