How Meritrust Credit Union Overhauled Its Lending And Automated Decisioning
Learn about how the Kansas credit union more than tripled its auto decisioning for direct and indirect loans.
Learn about how the Kansas credit union more than tripled its auto decisioning for direct and indirect loans.
The Maryland credit union expanded indirect lending across credit tiers while managing changes in dealer compensation.
Partnering with an experienced provider of comprehensive lending solutions has helped the Louisiana credit union grow market share and control costs.
In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.
Heritage Community Credit Union continues to lend amid declines in auto production and sales.
Takeaways from CU Direct’s DRIVE17 include the importance of speed, the impact of innovation, and improvements in dealer relationships.
Credit unions from across the country dish on tactics to find the best employees.
How a hybrid indirect business model helps a Palmetto State credit union earn auto loan referrals and new member face time.
The St. Louis-based credit union makes a nice niche business out of a lease-like product.
Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.