Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Class Is Back In Session For Student Loan Payments
August 7, 2023
No Comments
Payments and interest on federal student loans are set to resume following a three-year pause. Here’s how one credit union is preparing.
Increased Credit Card Use During Economic Uncertainty
August 7, 2023
No Comments
More than one-third of cardholders have increased credit card spending in the past six months. What do you need to know about these consumers?
The Impact Of Higher Rates On Credit Union Earnings
July 31, 2023
No Comments
As credit unions repriced their asset portfolios, higher loan and investment yields bolstered margins and revenue. However, stiff competition for liquidity increased the cost of funds.
What’s Behind The Jump In Auto Market Share?
July 31, 2023
No Comments
The key factor in the credit union industry’s ongoing auto loan growth might be difficult — and costly — to sustain.
Navigating Liquidity In Testing Times: Insights From Leaders Credit Union
July 24, 2023
No Comments
The Tennessee cooperative uses a “balanced balance sheet approach” to ensure steady growth in lending and deposits.
Safely Capture the First Time Car Buyer Market with Loan Loss Protection from Suretys
July 13, 2023
No Comments
Watch now to learn how you can safely GROW and gain a TRUE Market Advantage with Suretys
Revenue And Loan Originations Increase Alongside Credit Union Hiring
July 10, 2023
No Comments
Rate hikes and bank failures create concerns about market stability, but job numbers remain a beacon of optimism.
Consumers Are Shying Away From Fixed-Rate Mortgages
July 3, 2023
No Comments
As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Home Ownership Is Out Of Reach
June 26, 2023
No Comments
Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
As Credit Unions 2x Tech Investments, How Can Mortgage and Consumer Tech Help You and Your Members Win?
June 20, 2023
No Comments
Watch this webinar to hear why investing in technology, in any economic environment, is priority number one is a number one priority for MemberOne Credit Union
Class Is Back In Session For Student Loan Payments
Payments and interest on federal student loans are set to resume following a three-year pause. Here’s how one credit union is preparing.
Increased Credit Card Use During Economic Uncertainty
More than one-third of cardholders have increased credit card spending in the past six months. What do you need to know about these consumers?
The Impact Of Higher Rates On Credit Union Earnings
As credit unions repriced their asset portfolios, higher loan and investment yields bolstered margins and revenue. However, stiff competition for liquidity increased the cost of ...
What’s Behind The Jump In Auto Market Share?
The key factor in the credit union industry’s ongoing auto loan growth might be difficult — and costly — to sustain.
Navigating Liquidity In Testing Times: Insights From Leaders Credit Union
The Tennessee cooperative uses a “balanced balance sheet approach” to ensure steady growth in lending and deposits.
Safely Capture the First Time Car Buyer Market with Loan Loss Protection from Suretys
Watch now to learn how you can safely GROW and gain a TRUE Market Advantage with Suretys
Revenue And Loan Originations Increase Alongside Credit Union Hiring
Rate hikes and bank failures create concerns about market stability, but job numbers remain a beacon of optimism.
Consumers Are Shying Away From Fixed-Rate Mortgages
As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Home Ownership Is Out Of Reach
Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
As Credit Unions 2x Tech Investments, How Can Mortgage and Consumer Tech Help You and Your Members Win?
Watch this webinar to hear why investing in technology, in any economic environment, is priority number one is a number one priority for MemberOne Credit ...
Browse Topics
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a unique role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.
The Numbers Are Good. The Moment Is Hard.
William Hunt
Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.
Wages Are Growing. Wallets Are Not.
Sherry Virden
Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.
Credit Unions Are Having A Margin Moment
Tony Waltrich
Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.
Where Have All The Members Gone?
Omar Shalabi
Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
5 Takeaways From First Quarter Credit Union Performance Data
William Hunt
Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?