The Importance Of Collateral Review In Commercial Lending
Member business lending requires an extra layer of due diligence: appraising the appraisal to help reduce risk.
Member business lending requires an extra layer of due diligence: appraising the appraisal to help reduce risk.
A new program for first-time mortgage applicants intends to substantially reduce burdens around closing costs.
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
VSECU participates in a number of programs to improve the lives of the members and communities it serves. Serious support for a range of groups and projects should not be surprising coming from the second-largest credit union in Vermont one that prides itself on being a values-based organization that publicly focuses on member economic prosperity,
How VyStar Credit Union turned member input into tangible features for its Military Heroes Mortgage.
The Arizona cooperative commits time and money to fundraising, grants, and activities that revolve around the idea of giving back.
Patelco is revving up robotic processes to improve its mortgage document flow without replacing people.
A Tennessee credit union is boosting performance with a program geared to support up-and-coming leaders.
What goes up must come down. It’s time for credit union and mortgage professionals to consider their next steps — before it’s too late.
A new offering at Interra Credit Union helps the cooperative stand out from competitors while educating members about the ins and outs of buying and selling a house.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.