Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use other payment methods.

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CreditUnions.com 2022: Best Of Lending

As we celebrate the holiday season, the office of Callahan & Associates will be closed Dec. 26 through Jan. 2. Enjoy this selection of the best of 2022, and we’ll see you in 2023.   A Call For Cooperatives To Close The Racial Homeownership Gap GreenState Credit Union has committed $1 billion toward home loans

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2023 Vendor Showcase

Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.
Graph Of The Week

Overdraft Fees Jumped 18.1% In Third Quarter Of 2022

Tighter budgets and higher prices for consumer goods caused members to overdraft their accounts more frequently in the third quarter of 2022.
Graph Of The Week

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use ...
Features

CreditUnions.com 2022: Best Of Lending

As we celebrate the holiday season, the office of Callahan & Associates will be closed Dec. 26 through Jan. 2. Enjoy this selection of the ...
Features

Impact Strategies From December 2022

A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
Features

Wings Financial Scores Major Points With Its Amazon-Loving Members

The Twin Cities cooperative is the first credit union to let members use their credit card points to shop with the e-commerce titan.
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Small Change Makes A Big Difference At St. Mary’s

The New Hampshire credit union’s 603 checking program will donate up to $20,000 to four area charities in its first year alone.

Real-Time Payments Funding Agents 101

Watch today, to learn what credit unions should know about using funding agents to connect to real-time payment rails
Features

Credit Unions Pivot In Response To Rising Rates (Part 2)

Credit unions balance agility and liquidity as they raise rates on what they pay and what they lend while keeping an eye on members’ financial ...
Features

Credit Unions Pivot In Response To Rising Rates (Part 1)

Credit unions balance agility and liquidity as they raise rates on what they pay and what they lend while keeping an eye on members’ financial ...
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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