Average Member Relationship Jumped $10,000 In The Past Decade
May 1, 2023
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The increase comes as credit union hiring has not kept pace with membership growth.
Graph Of The Week
Payday Alternative Loans Hit New Highs In 2022
April 24, 2023
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Federally chartered credit unions originated more than $226 million in PALs last year, smashing the record set in 2019.
Credit Union Hiring Outperforms National Trends
April 17, 2023
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Hiring slowed during the pandemic, but credit union employee growth beat the national average.
Will Tax Refunds Relieve Liquidity Fears?
April 10, 2023
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Tax refunds typically underpin share growth in the first quarter; this year, these deposits are especially welcome.
Where Do Credit Unions Stand With Uninsured Deposits?
April 3, 2023
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After dominating headlines following the collapse of Silicon Valley Bank, here’s a look at how uninsured shares are divided by asset class at credit unions.
‘Unbanked’ Rate Declines But Challenges Remain
March 20, 2023
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More consumers are entering the mainstream banking system, but more than a quarter of loan applicants say they aren’t getting the funds they need.
Borrowing Costs Pinch Credit Unions
March 7, 2023
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Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the country.
Loan Growth Smashed Records In The Fourth Quarter
March 6, 2023
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Loan balances were up 20% year-over-year, surpassing the previous industry record.
Homebuyer Demographics Shift Again
February 27, 2023
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Americans are buying their first homes — and selling them — at the oldest average age on record.
Commercial Loans Are Up; Delinquencies Are Down
February 21, 2023
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Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
Average Member Relationship Jumped $10,000 In The Past Decade
The increase comes as credit union hiring has not kept pace with membership growth.
Payday Alternative Loans Hit New Highs In 2022
Federally chartered credit unions originated more than $226 million in PALs last year, smashing the record set in 2019.
Credit Union Hiring Outperforms National Trends
Hiring slowed during the pandemic, but credit union employee growth beat the national average.
Will Tax Refunds Relieve Liquidity Fears?
Tax refunds typically underpin share growth in the first quarter; this year, these deposits are especially welcome.
Where Do Credit Unions Stand With Uninsured Deposits?
After dominating headlines following the collapse of Silicon Valley Bank, here's a look at how uninsured shares are divided by asset class at credit unions.
‘Unbanked’ Rate Declines But Challenges Remain
More consumers are entering the mainstream banking system, but more than a quarter of loan applicants say they aren’t getting the funds they need.
Borrowing Costs Pinch Credit Unions
Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the ...
Loan Growth Smashed Records In The Fourth Quarter
Loan balances were up 20% year-over-year, surpassing the previous industry record.
Homebuyer Demographics Shift Again
Americans are buying their first homes — and selling them — at the oldest average age on record.
Commercial Loans Are Up; Delinquencies Are Down
Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
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As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
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Rethinking Auto Lending And The Choices Facing Credit Union Leaders
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A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
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A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
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Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
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Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
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How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
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Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.