Graph Of The Week

Graph Of The Week

‘Unbanked’ Rate Declines But Challenges Remain

More consumers are entering the mainstream banking system, but more than a quarter of loan applicants say they aren’t getting the funds they need.
Graph Of The Week

Borrowing Costs Pinch Credit Unions

Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the ...
Graph Of The Week

Loan Growth Smashed Records In The Fourth Quarter

Loan balances were up 20% year-over-year, surpassing the previous industry record.
Blogs

Homebuyer Demographics Shift Again

Americans are buying their first homes — and selling them — at the oldest average age on record.
Features

Commercial Loans Are Up; Delinquencies Are Down

Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
Graph Of The Week

Loan Loss Provisions Jumped By Triple Digits

Uncertainty surrounding the financial health of members pushed credit unions to set aside more money to cover loan losses in the fourth quarter.
Blogs

Making Predictions For The Big Game? Callahan Bowl XVII Can Help.

A look at the lending performance of credit unions in Kansas City and Philadelphia offers a novel way to forecast the winner of this year’s ...
Graph Of The Week

Credit Unions Are Besting The Competition On Delinquency

Late payments are on the rise across the nation, but delinquency at credit unions is nearly half the national average.
Blogs

What’s Happening To Expenses And Revenue At U.S. Credit Unions?

The gap between expenses and revenue is narrowing as revenue growth begins to catch up with operating expense growth.
Graph Of The Week

Overdraft Fees Jumped 18.1% In Third Quarter Of 2022

Tighter budgets and higher prices for consumer goods caused members to overdraft their accounts more frequently in the third quarter of 2022.
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