Graph Of The Week

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.

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Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly ...
Graph Of The Week

Investments Offer A Glimmer Of Hope For Liquidity

The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Graph Of The Week

Tightening Liquidity Pushes Cooperatives To Slow Indirect Lending

Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Blogs

5 Takeaways From Trendwatch 3Q 2023

Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
Blogs

Different Incomes. Different Needs.

An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Blogs

Callahan’s Guide To The 2023 World Series

Will it be the D-Backs or Rangers in this year's Fall Classic? Callahan's credit union data could have the answer.
Blogs

Have High Interest Rates Put A Dent In Housing Prices?

Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Features

Consumers Give The Economy Two Thumbs Down

Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
Blogs

Overdraft Fees Weigh On Members In The Second Quarter

Rising expenses caused members to pay more in non-sufficient funds and overdraft fees in the second quarter, but it varies by region.
Blogs

Data Breaches Are More Expensive … And The Costs Are Growing

A new study from IBM Security finds data breaches are costing more to handle while identifying and containing them isn’t getting any faster.
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