Industry Insights

Graph Of The Week

Fintech Revenue Is Booming … And That’s Good For Credit Unions

Partnerships with emerging tech firms could benefit the bottom line for credit unions in the years ahead.
Graph Of The Week

Share Draft And Auto Loan Penetration Jump Substantially

Penetration growth is uneven across product lines, with share draft and auto loans blazing a trail in the past decade while other products remain stagnant.
Blogs

Macroeconomic Indicators To Watch In 2024

Six data points showcase what's happening in the larger economy that could direct credit union decision-making for the rest of the year.
Blogs

Is Growth The Goal Or The Result?

Credit unions that want to remain relevant might need to rethink how they approach the “G” word.
Graph Of The Week

Rising Interest Rates Are Good For Something

Revenue per member has soared despite an industrywide slowdown in membership growth.
Blogs

Can Consumer Spending Save The Day?

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Credit Union Industry Commentary

CECL: A Half-Baked Cake

One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Industry Insights

How Are Credit Unions Holding Up As ROA Dips Down?

Rising expenses and inefficiencies are contributing to declining returns for the industry.
Industry Insights

Originations Slide As Lenders Tighten Underwriting

The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to ...
Industry Insights

7 Liquidity Trends From The First Quarter

Liquidity has been front of mind for credit union leaders in recent quarters as loan and share growth battle it out on the balance sheet.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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