Industry Insights

Blogs

Is Growth The Goal Or The Result?

Credit unions that want to remain relevant might need to rethink how they approach the “G” word.
Graph Of The Week

Rising Interest Rates Are Good For Something

Revenue per member has soared despite an industrywide slowdown in membership growth.
Blogs

Can Consumer Spending Save The Day?

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Credit Union Industry Commentary

CECL: A Half-Baked Cake

One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Industry Insights

How Are Credit Unions Holding Up As ROA Dips Down?

Rising expenses and inefficiencies are contributing to declining returns for the industry.
Industry Insights

Originations Slide As Lenders Tighten Underwriting

The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to ...
Industry Insights

7 Liquidity Trends From The First Quarter

Liquidity has been front of mind for credit union leaders in recent quarters as loan and share growth battle it out on the balance sheet.
Industry Insights

3 Asset Quality Metrics That Matter

With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Credit Union Industry Commentary

Get Inspired: 3 Mortgage Marketing Pages That Sell

How a trio of credit unions from across the country are tackling a universally difficult housing market.
Graph Of The Week

When It Comes To Housing, Prices Are Outpacing Income

Census data shows credit unions have a lot of work in front of them to make housing affordable for members.

CreditUnions.com Top Picks For 2025

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.

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