Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.

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Graph Of The Week

Holiday Spending Is Poised To Reach Nearly $1 Billion

Consumers are spending 60% more than they did a decade ago, and data shows credit union members might be especially likely to put this year’s ...
Features

Jen Kuhn On Leadership

The Bank-Fund Staff executive focuses on employee empowerment in her role as chief human resources officer.
Graph Of The Week

Credit Union Revenue Hits $89 Billion

Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.
Credit Union Industry Commentary

Liquid Assets Are Back To Pre-Covid Levels. Markets Are Pricing For Dovish Fed.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly ...
Features

Chad Carrington On Leadership

Golden 1’s CIO is guiding a staff that has largely gone physically remote but is still very much connected.
Graph Of The Week

Investments Offer A Glimmer Of Hope For Liquidity

The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Graph Of The Week

Tightening Liquidity Pushes Cooperatives To Slow Indirect Lending

Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Industry Insights

Navigating Asset Quality In A Slowing Economy

Delinquency in on the rise, but some areas of the loan portfolio are performing notably better than others.
Blogs

5 Takeaways From Trendwatch 3Q 2023

Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
3Q25_TW_QuarterlyLoanOriginations-10YearTreasuryYield

5 Takeaways From Trendwatch

The U.S. economy is throwing up mixed signals, but America’s credit unions are delivering value and, in turn, enjoying deeper relationships, higher originations, and a stronger bottom line.

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Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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