Consumers are spending 60% more than they did a decade ago, and data shows credit union members might be especially likely to put this year’s bill on a credit card.
The Bank-Fund Staff executive focuses on employee empowerment in her role as chief human resources officer.
Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.
Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.
Competition is lively among the ranks of leading core processing platform providers.
Golden 1’s CIO is guiding a staff that has largely gone physically remote but is still very much connected.
The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Delinquency in on the rise, but some areas of the loan portfolio are performing notably better than others.
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Liquid Assets Are Back To Pre-Covid Levels. Markets Are Pricing For Dovish Fed.