How Alliant Credit Union Reinvented Its Lending Program
Teamwork and a new software system helped the Chicago cooperative execute a transformational change.
Teamwork and a new software system helped the Chicago cooperative execute a transformational change.
At 34.7% of the industry’s loan portfolio, auto loans were important to credit unions of every size across the country in 2017.
Mini-houses, alternative leasing options, robust apps, are just part of the opportunity and challenges for serving a generation about to inherit trillions.
Early data trends help leaders prepare for year-end analysis.
The confluence of technology, research, capital, and optimism has given rise to a frenetic pace of innovation.These four will have far-reaching effects on credit unions everywhere. Part 2: Autonomous Vehicles In A Connected World.
How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.
New solutions to old problems highlight the small credit union roundtable as CUNA’s big annual conference gets underway.
Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.
Innovative consumer loan and financial education products have helped BECU perform admirably in asset quality.
Five can’t-miss data points this week on CreditUnions.com.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.