Indirect Lending At Year-End 2016
Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.
Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.
How automated automobiles threaten to disrupt American society and the credit union business.
More options might seem like a good idea, but streamlined offerings also benefit both credit unions and their members.
Five can’t-miss data points featured this week on CreditUnions.com.
With many major banks and lenders pulling out of prime lending, credit unions are now poised for solid growth and have the opportunity to serve even more members.
What the future holds for the venerable industry.
A Midwest credit union branch puts OBM principles to work in the field.
Credit unions have ramped up marketing efforts and are reaping the benefits.
Eight strategies and lessons in managing one of the credit union industry’s largest assets.
The Indiana credit union increased GAP sales by nearly 50% by thinking outside the vehicle protection box.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.
The Rise Of The Machines