Credit Score

Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: Reimagining The Lending Experience

This year's finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
Partner Perspectives

Bridging The Credit Confidence Gap Across Generations

Helping members understand and manage their credit score creates a powerful opportunity for credit unions.
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Langley FCU Offers Financial Refuge For Struggling Savers

The Virginia cooperative bucks the CD trend with a high-rate savings product aimed at members who need help building budgetary resiliency.
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Putting Portland Rentals Within Reach

Consolidated Community Credit Union includes a security deposit loan among its package of new mortgage products that address the housing crunch in the Northwestern city’s ...
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First Financial Creates In-House AI/ML Lending Experience

The Maryland credit union plans to soon go live with a decisioning system that provides speed, flexibility, and fairness.
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The Millennials Are Coming

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
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Insourcing Vs. Outsourcing

What should a credit union consider when evaluating its in-house credit card program strategy?
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Custom Scorecards: A Credit Union’s Ticket To More Success

Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
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Negative Histories Need Not Apply

More stringent accuracy rules will force credit bureaus to leave liens and judgments out of millions of credit reports.
Callahan Collections

Crunching Numbers Leads To Surging Loans

How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.
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