Credit Score

2017 Writer’s Choice Awards

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

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Partner Perspectives

Bridging The Credit Confidence Gap Across Generations

Helping members understand and manage their credit score creates a powerful opportunity for credit unions.
Features

Langley FCU Offers Financial Refuge For Struggling Savers

The Virginia cooperative bucks the CD trend with a high-rate savings product aimed at members who need help building budgetary resiliency.
Features

Putting Portland Rentals Within Reach

Consolidated Community Credit Union includes a security deposit loan among its package of new mortgage products that address the housing crunch in the Northwestern city’s ...
Features

First Financial Creates In-House AI/ML Lending Experience

The Maryland credit union plans to soon go live with a decisioning system that provides speed, flexibility, and fairness.
Features

The Millennials Are Coming

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Features

Insourcing Vs. Outsourcing

What should a credit union consider when evaluating its in-house credit card program strategy?
Features

Custom Scorecards: A Credit Union’s Ticket To More Success

Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Features

Negative Histories Need Not Apply

More stringent accuracy rules will force credit bureaus to leave liens and judgments out of millions of credit reports.
Callahan Collections

Crunching Numbers Leads To Surging Loans

How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.
Industry Insights

2017 Writer’s Choice Awards

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are ...

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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