7 Ratios Every Employee Should Know About Credit Union Lending
Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
An automated credit card approval process at the Oklahoma cooperative makes it easy to deepen the member relationship.
Five can’t-miss data points this week on CreditUnions.com.
As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.
Find out how credit unions performed in 2018, 10 years after the economic downturn.
Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.
The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?
Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.
Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.
Credit card balances were up 8.4% annually to $59.9 billion as of Sept. 30, 2018.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.