Industry Trends: Shares (3Q19)
Third quarter deposit performance resulted in slightly eased liquidity pressures.
Third quarter deposit performance resulted in slightly eased liquidity pressures.
Credit unions across the country are deploying creative solutions to engage members and encourage savings.
The Save My Change program at Community First of Florida helps members build savings and the credit union build interchange income.
Lottery-driven savings accounts through state leagues and individual credit unions add an element of excitement to a positive financial behavior.
As the cooperative celebrates its third anniversary, a survey shows 31% of members have opened a savings account for the first time in their lives.
Utah credit unions reported robust annual deposit and loan growth.
New takes on service delivery at U.S. credit unions increase operational efficiencies and attract new members.
A new name and a new leader at the helm have helped Arbor Financial Credit Union post double-digit growth in core performance areas. What’s next for the Michigan cooperative?
Consumer protections apply equally to in-house and outsourced collections teams, and training for compliance should be a priority.
Would a merchant services program help your credit union grow deposits?

The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.