Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
Lessons In Liquidity: How 2 Sunbelt Cooperatives Attract Deposits
October 23, 2023
No Comments
Checking and certificate accounts raise cash for lending and support liquidity needs at Credit Union West and Texas Trust.
Have High Interest Rates Put A Dent In Housing Prices?
October 23, 2023
No Comments
Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Consumers Give The Economy Two Thumbs Down
October 17, 2023
No Comments
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
Top-Line Revenue Expands At U.S. Credit Unions
October 9, 2023
No Comments
Credit unions added high-yielding loans to their balance sheets during the second quarter; however, higher funding costs offset some of these gains.
Credit Unions Are Stepping Up Aid Offerings Amid Strikes
October 2, 2023
No Comments
Credit unions serving sectors impacted by work stoppages are rolling out offers to assist members facing economic hardship.
3 Ways To Better Serve Hispanic Members
October 2, 2023
No Comments
An inside look at how Unitus Community has built a holistic approach to service.
Challenges And Opportunities In Member Business Lending
September 25, 2023
No Comments
A shift toward technology-driven business models can help credit unions streamline operations, enhance member experience, and maintain competitiveness.
Equity In Lending Takes Center Stage For 2 Credit Unions
September 25, 2023
No Comments
A pilot program aims to increase access to credit for people of color by bringing together multiple lenders to share data and practices as well as explore new underwriting practices.
Economic Waves In Motion: Understanding Rising Lender Risk
September 18, 2023
No Comments
Like water, the economy does not calm down immediately after a major disruption, and lenders must decide for themselves the best way to ride out the waves.
Credit Card Spending Rebounds. Penetration Holds Steady.
September 11, 2023
No Comments
Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.
Lessons In Liquidity: How 2 Sunbelt Cooperatives Attract Deposits
Checking and certificate accounts raise cash for lending and support liquidity needs at Credit Union West and Texas Trust.
Have High Interest Rates Put A Dent In Housing Prices?
Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Consumers Give The Economy Two Thumbs Down
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
Top-Line Revenue Expands At U.S. Credit Unions
Credit unions added high-yielding loans to their balance sheets during the second quarter; however, higher funding costs offset some of these gains.
Credit Unions Are Stepping Up Aid Offerings Amid Strikes
Credit unions serving sectors impacted by work stoppages are rolling out offers to assist members facing economic hardship.
3 Ways To Better Serve Hispanic Members
An inside look at how Unitus Community has built a holistic approach to service.
Challenges And Opportunities In Member Business Lending
A shift toward technology-driven business models can help credit unions streamline operations, enhance member experience, and maintain competitiveness.
Equity In Lending Takes Center Stage For 2 Credit Unions
A pilot program aims to increase access to credit for people of color by bringing together multiple lenders to share data and practices as well ...
Economic Waves In Motion: Understanding Rising Lender Risk
Like water, the economy does not calm down immediately after a major disruption, and lenders must decide for themselves the best way to ride out ...
Credit Card Spending Rebounds. Penetration Holds Steady.
Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.
Browse Topics
6 Lessons For Credit Unions From Craft Breweries
Alix Patterson
Craft breweries demonstrate how commitment to value, operational agility, and community focus can ignite growth and drive property.
Every Member Deserves A Financial Oasis
Callahan & Associates
Discover how First Alliance Credit Union is redefining success by putting values and member needs at the heart of everything it does.
Leaders Of The Pack: The Top 20 Cores For Credit Unions
Omar Shalabi
Explore the subtle shifts redefining the credit union core processing space and how these movements shape growth, innovation, and member experience.
A Fresh Start For A Timeless Mission
Callahan & Associates
The combination of the right philosophy and the right technology can set credit unions up for success even during difficult economic times.
Introducing Your Banking Core To The Power Of A Fintech
Callahan & Associates
Nearly 100 credit unions are providing Buy Now, Pay Later to their members, and their banking cores are giving them a surprising competitive advantage.
Losing The Future: How Credit Unions Can Win Back Younger Generations
Callahan & Associates
A perspective from Garrhett Petrea, vice president of sales and a Zillennial, on why outdated cores threaten the next generation of members and what leaders must do now.
Inside Core Week On CreditUnions.com: Top Providers, Smart Strategies, And Credit Union Stories
Aaron Passman
Driving digital delivery? Evaluating vendor platforms? Sharpening tech strategy for a new year? This week of insights is built for credit union leaders looking to stay ahead.
Are U.S. Households Finally Catching A Break?
Tony Waltrich
Having weathered a difficult five years, U.S households have modestly improved their financial situation in the short term; their long-term prognosis is murkier.
Credit Unions Steady The Wheel In A Wobbly Year
William Hunt
Third quarter performance data is a reminder that credit unions perform best when conditions are hardest.
3 Ways Credit Unions Ease Holiday Financial Stress
Savana Morie
From cross-cooperative collaboration to well-timed relief products and services, credit unions are lightening the holiday budget burden.