Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

QFD® by Quavo | Product Overview

Quavo is a leading technology partner and strategic advisor, helping financial institutions (FIs) build trust-driven customer relationships through faster, more transparent dispute resolutions. Our mission is to restore financial trust by simplifying fraud and disputes. Quavo’s award-winning technology automates the entire dispute lifecycle, from intake to resolution. FIs can pair this end-to-end solution with our

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Blogs

What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
Features

5 Tucson Credit Unions Join Forces For Affordable Housing

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Partner Perspectives

4 Important Exceptions To Track For Commercial Lending

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Features

The Personal Loan Landscape Has Shifted

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Partner Perspectives

Simplify Credit Card Issuing For Sustainable Growth

How can credit unions stay true to their mission while evolving to meet modern needs?
Industry Insights

Will Ultra-Low Interest Rates Improve Housing Affordability?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit ...
Graph Of The Week

The Affordable Housing Crisis Goes Beyond Single-Family Homes

The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those ...
Charge-Offs

QFD® by Quavo | Product Overview

Quavo is a leading technology partner and strategic advisor, helping financial institutions (FIs) build trust-driven customer relationships through faster, more transparent dispute resolutions. Our mission ...
Partner Perspectives

How Super-Prime Borrowers Strengthen Both Margin And Membership

Double‑digit net returns meet reliable credit performance when credit unions build a pipeline of high‑value members primed for deposits and engagement.
Features

Credit Union Finance Leaders Saddle Up For 2026

After an anxious 2025, CFOs and observers across the industry are preparing for the year ahead — for better or for worse.
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