Mortgages

Blogs

3 Trends At Low-Income And CDFI Credit Unions

Designations focused on serving members of modest means can lead to vastly different financial outcomes for credit unions.
Features

What’s In A Name: Director Of Community Homeownership Development

WSECU creates a new role to take a holistic approach toward housing affordability in Seattle.
Blogs

Have High Interest Rates Put A Dent In Housing Prices?

Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Features

Equity In Lending Takes Center Stage For 2 Credit Unions

A pilot program aims to increase access to credit for people of color by bringing together multiple lenders to share data and practices as well ...
Blogs

Housing Shortages Are Plaguing Buyers And Driving Up Prices

Home prices reached record highs last year. They have since come down slightly but are still well above pre-pandemic rates. Here’s how things look state ...
Features

OneAZ Is Expanding Financial Access To The Underbanked. Here’s How.

The Grand Canyon State cooperative is offering three new products to reach underbanked members and provide financial education for adults and young members alike.
Features

‘Big Deck,’ Big Success

TAPCO Credit Union boosted loan volumes with a campaign that put a new spin on a not-safe-for-work expression.
Blogs

Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?
Blogs

Consumers Are Shying Away From Fixed-Rate Mortgages

As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Blogs

Home Ownership Is Out Of Reach

Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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