Credit union mortgage market share is largely unchanged from one year ago; however, the percentage of adjustable-rate loans has jumped substantially.
The cooperative’s down payment assistance and ground lease partnerships enable public employees to break free from a lifetime of renting.
A new loan at Guadalupe Credit Union helps low-income homeowners save cash while increasing comfort.
Community Financial Credit Union launches a new lending solution to help alleviate the affordable housing crisis.
Inclusion, diversity, equity, and accessibility ensures success and survival at Greylock FCU.
A look back at strategies and ideas that help credit unions make an even bigger difference in the communities they serve.
From improving cross-sell opportunities to increasing efficiency, and beyond, here’s why credit unions should rethink their origination systems.
An initiative from VyStar Credit Union aims to give back to those who have served the country by making it easier for them to afford a home.
While the cooperative is focused on filling financial services gaps in the Chicagoland area, a host of community partners are working to meet other needs.
Americans are buying their first homes — and selling them — at the oldest average age on record.
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.