Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Impact Strategies From June 2022

Think there’s no room for creativity in banking? Think again. These stories from the last month reveal a host of new ways credit unions are finding to serve members and make a difference in their communities.

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Features

How Your Credit Union Can Select A Strong Payments Provider For Merchant Services

The right partnership not only delivers high levels of member satisfaction, but strengthens relationships with the credit union.

Paying Loans Shouldn’t Be Difficult

Paying loans shouldn’t be difficult. The easier it is to pay your loans, the more likely you will have on-time payments and payers that want ...
Graph Of The Week

Credit Card Delinquency Rates Inching Back Up

After a decline in consumer spending during the pandemic, the end of government relief programs has contributed to an increase in credit card usage – ...
Features

The Benefits Of Fintech Collaboration

More and more credit unions are partnering with financial technology firms to provide solutions that make it easier and faster to grow their business.
Blogs

Hello, Venmo (Goodbye, Checking Account)

Gen Z sees the P2P payments service as more than just a way to split the cost of a night out – it’s also a ...
Features

Impact Strategies From June 2022

Think there’s no room for creativity in banking? Think again. These stories from the last month reveal a host of new ways credit unions are ...
Features

Fees With Benefits? TCT FCU Makes It Work.

The New York credit union has lowered punitive fees and added an array of benefits to spread the gain while easing the pain.
Features

Merchants Can Sidestep Interchange Fees

New options diminish the charges businesses pay to process card payments — or even eliminate them altogether.
Features

Strategies To Encourage Military Members To Manage Money And Build Wealth

This Military Saves Month, check out how efforts within credit union land have earned three cooperatives the Designation of Savings Excellence.
Industry Insights

Changes To The Credit Card Market Are Coming. Are you Ready?

Managing a card program will require addressing specific challenges. Failing to prepare could result in a damaged future for the credit union’s card program
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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