Mortgage Sales Fall To Decades-Long Low
January 9, 2023
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Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Graph Of The Week
Cash Is King In Low-Income Homes
January 2, 2023
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A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use other payment methods.
Is The Credit Union Liquidity Crunch Finally Here?
December 19, 2022
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The industry is facing a challenge as it looks for ways to fund record loan demand.
Credit Unions Set To Focus On Hiring In 2023
December 12, 2022
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A Callahan & Associates survey of cooperatives across the asset spectrum reveals an emphasis on recruitment and retention as well as institutional culture.
Who Are The Top 10 Core Providers For U.S. Credit Unions?
December 5, 2022
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The big three hold roughly half of the industry’s market share, but some smaller players are making gains.
Loan-To-Share Ratio Increases With Rate Bumps
November 21, 2022
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Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
Rising Rates Drive Down Share Growth
November 21, 2022
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A confluence of major factors have resulted in some of the weakest share growth in several years.
Where Do Auto Lending And Inflation Intersect?
November 14, 2022
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Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
Credit Card Lending Rebounds As Savings Declines
November 7, 2022
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Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.
It Takes Time For Loan Portfolios To Reprice
October 31, 2022
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If history is a guide, the average yield on loans will take time to adjust to the sharp increases in the federal funds rate.
Mortgage Sales Fall To Decades-Long Low
Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Cash Is King In Low-Income Homes
A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use ...
Is The Credit Union Liquidity Crunch Finally Here?
The industry is facing a challenge as it looks for ways to fund record loan demand.
Credit Unions Set To Focus On Hiring In 2023
A Callahan & Associates survey of cooperatives across the asset spectrum reveals an emphasis on recruitment and retention as well as institutional culture.
Who Are The Top 10 Core Providers For U.S. Credit Unions?
The big three hold roughly half of the industry’s market share, but some smaller players are making gains.
Loan-To-Share Ratio Increases With Rate Bumps
Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
Rising Rates Drive Down Share Growth
A confluence of major factors have resulted in some of the weakest share growth in several years.
Where Do Auto Lending And Inflation Intersect?
Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
Credit Card Lending Rebounds As Savings Declines
Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.
It Takes Time For Loan Portfolios To Reprice
If history is a guide, the average yield on loans will take time to adjust to the sharp increases in the federal funds rate.
Browse Topics
Don’t Wait For Data. FirstLook Analysis Is Available Today.
Callahan & Associates
Callahan & Associates provides an early look at quarterly performance results. Sneak a peek at the latest trends here.
Wright-Patt Turns Purpose Into Property For First-Time Homebuyers
Savana Morie
The Ohio credit union’s Sunshine Community Fund is backing new homes in Dayton, combining financial support, education, and cross-team collaboration to empower first-time buyers.
CRIF Select’s User Forum Shows How To Directly Boost Indirect Lending
Callahan & Associates
The 2025 conference gathered vendors, dealers, lenders, and leaders to focus on successful sailing through turbulent seas.
First Alliance Debuts Mission-Driven Deposits
Aaron Passman
The Minnesota-based cooperative invites high-dollar depositors to turn private prosperity into shared possibility through a savings product designed around social impact.
20 Years. 6 Roles. 1 Credit Union.
Aaron Passman
Josh Haney’s path to CEO at Perfect Circle Credit Union began at the teller line and wound through multiple departments, with each new role preparing him to take the helm.
45 Interviews In 30 Days: How Travis Credit Union Fixed Its Contact Center
Aaron Passman
The California cooperative turned a call center crisis into a success story — starting with cutting the average wait time from 45 minutes to three.
Guidance For Credit Unions Providing Medicare And ACA To Senior Members
Callahan & Associates
Healthcare coverage and education is a natural extension of the service and advocacy credit unions already provide.
Can Credit Union Performance Data Predict A World Series Victory?
Tony Waltrich
When the postseason heats up, Callanan lets credit union balance sheets take a swing at the 2025 fall classic.
Cybersecurity Is A Team Sport At Shoreline Hometown
Marc Rapport
The Wisconsin credit union shares how small shops can do big things to thwart time-tested and changing threats.
The Big Bill Leads To An Even Bigger Student Lending Opportunity For Credit Unions
Callahan & Associates
Upcoming legislative changes position credit union student lending to meet soaring demand.