What’s Happening To Expenses And Revenue At U.S. Credit Unions?
January 23, 2023
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The gap between expenses and revenue is narrowing as revenue growth begins to catch up with operating expense growth.
Graph Of The Week
Overdraft Fees Jumped 18.1% In Third Quarter Of 2022
January 17, 2023
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Tighter budgets and higher prices for consumer goods caused members to overdraft their accounts more frequently in the third quarter of 2022.
Mortgage Sales Fall To Decades-Long Low
January 9, 2023
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Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Cash Is King In Low-Income Homes
January 2, 2023
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A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use other payment methods.
Is The Credit Union Liquidity Crunch Finally Here?
December 19, 2022
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The industry is facing a challenge as it looks for ways to fund record loan demand.
Credit Unions Set To Focus On Hiring In 2023
December 12, 2022
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A Callahan & Associates survey of cooperatives across the asset spectrum reveals an emphasis on recruitment and retention as well as institutional culture.
Who Are The Top 10 Core Providers For U.S. Credit Unions?
December 5, 2022
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The big three hold roughly half of the industry’s market share, but some smaller players are making gains.
Loan-To-Share Ratio Increases With Rate Bumps
November 21, 2022
No Comments
Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
Rising Rates Drive Down Share Growth
November 21, 2022
No Comments
A confluence of major factors have resulted in some of the weakest share growth in several years.
Where Do Auto Lending And Inflation Intersect?
November 14, 2022
No Comments
Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
What’s Happening To Expenses And Revenue At U.S. Credit Unions?
The gap between expenses and revenue is narrowing as revenue growth begins to catch up with operating expense growth.
Overdraft Fees Jumped 18.1% In Third Quarter Of 2022
Tighter budgets and higher prices for consumer goods caused members to overdraft their accounts more frequently in the third quarter of 2022.
Mortgage Sales Fall To Decades-Long Low
Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Cash Is King In Low-Income Homes
A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use ...
Is The Credit Union Liquidity Crunch Finally Here?
The industry is facing a challenge as it looks for ways to fund record loan demand.
Credit Unions Set To Focus On Hiring In 2023
A Callahan & Associates survey of cooperatives across the asset spectrum reveals an emphasis on recruitment and retention as well as institutional culture.
Who Are The Top 10 Core Providers For U.S. Credit Unions?
The big three hold roughly half of the industry’s market share, but some smaller players are making gains.
Loan-To-Share Ratio Increases With Rate Bumps
Increases in the federal funds rate normally have a negative effect on the loan-to-share ratio, but things were different in the third quarter.
Rising Rates Drive Down Share Growth
A confluence of major factors have resulted in some of the weakest share growth in several years.
Where Do Auto Lending And Inflation Intersect?
Auto inflation has slowed since its second quarter peak but remains significantly higher than historical levels.
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