Industry Insights

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.

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Credit Union Industry Commentary

Liquid Assets Are Back To Pre-Covid Levels. Markets Are Pricing For Dovish Fed.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly ...
Graph Of The Week

Investments Offer A Glimmer Of Hope For Liquidity

The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Graph Of The Week

Tightening Liquidity Pushes Cooperatives To Slow Indirect Lending

Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Industry Insights

Navigating Asset Quality In A Slowing Economy

Delinquency in on the rise, but some areas of the loan portfolio are performing notably better than others.
Blogs

5 Takeaways From Trendwatch 3Q 2023

Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
Blogs

Inflation-Adjusted Yields Surge. Mortgage Rates March North Of 8% In October.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

Different Incomes. Different Needs.

An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Blogs

3 Trends At Low-Income And CDFI Credit Unions

Designations focused on serving members of modest means can lead to vastly different financial outcomes for credit unions.
Blogs

Credit Union Performance Extends Beyond The Balance Sheet

A look at how broad economic trends are impacting the bottom line at credit unions.

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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