Industry Insights

Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?

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Blogs

Why Do Banking Deserts Exist? How Can Credit Unions Fix Them?

Understanding what constitutes a banking desert can help credit unions determine branching and outreach strategies for underserved communities.
Blogs

The State Of The American Consumer

How the country’s economic gains on paper fail to capture the financial strain millions of Americans face in their checkbook.
Blogs

How Well Do You Know U.S. Consumer Sentiment?

Take this short quiz to test your knowledge of Americans’ economic opinions, habits, and more.
Graph Of The Week

Who’s Using AI? It Depends On The Department.

The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
Blogs

Industry Snapshot: Credit Union Fields Of Membership

Multiple common bond and community charters comprise the majority of the industry, but niche fields of membership boast some of the largest institutions.
Blogs

50 Basis Points. No Unanimous Agreement.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

AI Isn’t Just For Business. Fraudsters Love It, Too.

When it comes to AI and ChatGPT, the intelligence might be artificial but the fraud is real.
Blogs

Americans Aren’t Ready For Retirement. Credit Unions Can Help.

A new YouGov study indicates only one-third of consumers expect to have enough money saved for retirement by age 65, and virtually no one is ...
Blogs

More Branches, But Smaller And Smarter

Cooperatives are expanding branch networks as banks of all sizes pull back from brick-and-mortar.
Industry Insights

Loan Trends In 2Q24

Fluctuating loan demand upset credit union lending pipelines and balance sheets in the first half of the year. How significant were these impacts?

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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