Mortgages By The Numbers (4Q17)
Real estate lending continues to dominate the loan portfolio, with first mortgage lending taking the largest share.
Real estate lending continues to dominate the loan portfolio, with first mortgage lending taking the largest share.
Designing products that serve the “predictably irrational” is the new path to putting members first.
The #StopMoneyShaming campaign originating from Philadelphia is one example of the nationwide efforts the movement is leading.
Five can’t-miss data points this week on CreditUnions.com.
Credit union loan originations reached an all-time high of $485.55 billion, growing at a rate of 5.2% over the past 12-months.
Credit unions continue to invest in local businesses within their communities in 2017.
At 34.7% of the industry’s loan portfolio, auto loans were important to credit unions of every size across the country in 2017.
Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?
Annual auto loan growth was higher for credit unions in the Southeast than for the overall industry, yet charge-offs were lower than for other regions. In what other areas did these credit unions excel?
Looking at the industry’s average member relationship, accounts per member, and dividend payout shows the bond credit unions and members share in 4Q17.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
Behavioral Economics And Credit Unions Make A Fine Pair