Blogs

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use other payment methods.

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Blogs

I Needed A Credit Card. My Credit Union Couldn’t Help

After seeking a credit card to use during a semester abroad, a college student laments that her credit union couldn’t meet her needs as well ...
Graph Of The Week

Credit Unions Are Besting The Competition On Delinquency

Late payments are on the rise across the nation, but delinquency at credit unions is nearly half the national average.
Blogs

What’s Happening To Expenses And Revenue At U.S. Credit Unions?

The gap between expenses and revenue is narrowing as revenue growth begins to catch up with operating expense growth.
Blogs

The Calendar Turns On A Dreadful Year For Financial Markets

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

Are Credit Unions Heading Toward A Liquidity Crisis?

Sluggish share growth, record loan demand, and mounting unrealized losses on investment securities are putting pressure on liquidity across the industry.
Graph Of The Week

Overdraft Fees Jumped 18.1% In Third Quarter Of 2022

Tighter budgets and higher prices for consumer goods caused members to overdraft their accounts more frequently in the third quarter of 2022.
Graph Of The Week

Mortgage Sales Fall To Decades-Long Low

Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
Graph Of The Week

Cash Is King In Low-Income Homes

A report from the Federal Reserve finds cash payments have stayed consistent in recent years, but households of modest means are less likely to use ...
Blogs

The Power Of Purpose Is In The Details

It’s not enough to have a mission statement; to deliver results, a credit union’s purpose must meet four specific conditions.
Blogs

Growing Optimism After A Year To Forget

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
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