For Good Governance, Make The Board Aware Of Liquidity Risk
March 25, 2024
No Comments
Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Fostering Financially Strong Credit Unions
Innovation … One Hack At A Time
March 12, 2024
No Comments
Cross-department teams solve procedural challenges in 48 hours at Patelco Credit Union.
Interest Margins Are Up. ROA Is Not.
March 11, 2024
No Comments
Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.
High Rates + Costly Assets = Slow Lending
March 11, 2024
No Comments
Following years of elevated output, lending returned to historic norms in 2023.
Big Data Is Driving Big Insights At Community First
March 4, 2024
No Comments
One year into its analytics journey, data drivers and dashboard designers are helping the Sunshine State cooperative tackle business better.
5 Takeaways From Trendwatch 2023
February 9, 2024
No Comments
What might performance in 2023 mean for 2024?
Indirect Delinquency Continues To Outpace Direct
January 29, 2024
No Comments
Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented increased risk.
First Harvest Takes Charge Of Member Experience
January 29, 2024
No Comments
The credit union jettisoned an outsourcing arrangement and hired more than 20 call center employees to unify retail and direct banking under a single member experience.
Kim Alexander On Leadership
January 29, 2024
No Comments
This “recovering CFO” is embracing her new role of chief strategy and growth officer to help Blue FCU build on its blueprint for 2030.
Does Service Suffer With A Smaller Branch Footprint?
January 15, 2024
No Comments
A side-by-side look at the nationwide branch footprints of credit unions versus banks.
For Good Governance, Make The Board Aware Of Liquidity Risk
Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Innovation … One Hack At A Time
Cross-department teams solve procedural challenges in 48 hours at Patelco Credit Union.
Interest Margins Are Up. ROA Is Not.
Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.
High Rates + Costly Assets = Slow Lending
Following years of elevated output, lending returned to historic norms in 2023.
Big Data Is Driving Big Insights At Community First
One year into its analytics journey, data drivers and dashboard designers are helping the Sunshine State cooperative tackle business better.
Indirect Delinquency Continues To Outpace Direct
Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented ...
First Harvest Takes Charge Of Member Experience
The credit union jettisoned an outsourcing arrangement and hired more than 20 call center employees to unify retail and direct banking under a single member ...
Kim Alexander On Leadership
This “recovering CFO” is embracing her new role of chief strategy and growth officer to help Blue FCU build on its blueprint for 2030.
Does Service Suffer With A Smaller Branch Footprint?
A side-by-side look at the nationwide branch footprints of credit unions versus banks.
Browse Topics
Navigant Levels Up Its Data-Driven Branching Strategy
Aaron Passman
The Rhode Island-based credit union is using internal and third-party data to better understand branch traffic patterns and consumer banking behaviors — and the results are paying off far faster than expected.
Great Strategy Requires Trade-Offs
Callahan & Associates
A notable shift is occurring in the industry as credit unions make a choice to refocus on areas in which they can make the greatest impact.
CEO Onboarding: Susan Gruber, UVA Community Credit Union
Marc Rapport
Gruber’s transition to CEO of UVA Community Credit Union brought leadership challenges, cultural shifts, and strategic transformations that all highlight the importance of decisive leadership.
How Mission And Momentum Have Revolutionized Great Lakes Credit Union
Savana Morie
Putting people first has transformed the Illinois-based cooperative into a local powerhouse that stands apart from the competition — and this is only the beginning.
A New Framework For Growth
Callahan & Associates
The first book from Callahan CEO Jon Jeffreys outlines how credit unions can grow and differentiate themselves by putting purpose at the center of their business strategy.
Credit Unions Deliver Impact. Members Are Here For It.
Andrew Lepczyk
Better rates, lower fees, and steadfast community presence are returning real financial results for the credit union movement.
A Year In Review And What Lies Ahead For Credit Unions In 2025
Callahan & Associates
The cooperative industry has shown much resiliency in today’s shifting economic landscape. That sets a strong precedent for weathering whatever might come.
Credit Unions Are Poised For Resilience Despite Challenges
Roman Ojala
Credit union revenue surged amid rising interest rates but is now facing headwinds as loan growth slows, expenses climb, and asset quality weakens — making strategic financial management crucial for sustaining future earnings.
Follow The Data
MANTL
Best practices to encourage employee adoption and overcome change management challenges when implementing new technology across the institution.
Credit Union Asset Quality In 4Q 2024
Sherry Virden
Delinquency and charge-offs are up for credit unions. Does that spell trouble, or is it an opportunity to help members in need?