Best Of February 2020
March 2, 2020
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Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
Indirect Lending
AI In Lending, Affordable Renting, And Indirect Slowing
February 3, 2020
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Five can’t-miss data points this week on CreditUnions.com.
Indirect Lending Growth Tails Off Sharply
February 3, 2020
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Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
6 Lending Strategies That Make A Powerful Member Impact
January 13, 2020
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These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.
How To Loan More With Less Risk
October 28, 2019
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Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Driver’s Education
August 7, 2019
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A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Maximize The Efficiency Of Every Dollar You Lend
June 3, 2019
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In a challenging economy credit unions must choose loan products that efficiently maximize returns.
Shrinking Margins And The New Normal In Indirect Lending
February 4, 2019
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How two credit unions are adjusting their strategies to serve members and the cooperative.
As Trucks Drive Auto Sales, Watch For Signs Of Delinquency
February 4, 2019
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Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.
Automobiles Drive Credit Union Lending
January 28, 2019
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Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.
Best Of February 2020
Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.
AI In Lending, Affordable Renting, And Indirect Slowing
Five can't-miss data points this week on CreditUnions.com.
Indirect Lending Growth Tails Off Sharply
Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
6 Lending Strategies That Make A Powerful Member Impact
These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.
How To Loan More With Less Risk
Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.
Driver’s Education
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Maximize The Efficiency Of Every Dollar You Lend
In a challenging economy credit unions must choose loan products that efficiently maximize returns.
Shrinking Margins And The New Normal In Indirect Lending
How two credit unions are adjusting their strategies to serve members and the cooperative.
As Trucks Drive Auto Sales, Watch For Signs Of Delinquency
Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.
Automobiles Drive Credit Union Lending
Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.